Umbrella Insurance

from Insurance Services Group

Umbrella Insurance

If you own a home, a pet, have a young driver in your family or enjoy traveling abroad - umbrella coverage matters. Really it's our recommendation anyone and everyone has an umbrella policy and here's why - Umbrella coverage provides an extra layer of protection for you and your family that goes beyond what your home and auto policies cover - and usually these policies don't cost a lot. 

What’s Peace of Mind Worth to You?

If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor's child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units?

If any of these things happened to you, there's a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

If you have questions about umbrella coverage - any one of our team members are happy to talk to you. Contact us and we will help make sure you're covered for whatever life throws your way.